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First-Time Traveller? Why You Need Single Trip Insurance

Heading off to a foreign country for the first time can be one of the most exciting experiences a person can have. Like every new venture, however, the success of your trip depends on how prepared you are. Doing basic research on your destination will not only ensure you get the best deal possible, but also that you get the most out of your trip in terms of visiting the best attractions. You’ll learn more about the sites of historical and cultural significance, sampling the best food and wines, finding the best souvenirs, as well as avoiding the obvious tourist traps and more unsavoury neighbourhoods.

If you do extensive research, one of the things that will invariably come up is the need for single trip insurance. (If you plan on going away more times in the same year you may be better off investigating multi-trip policies.) Listed below are a few reasons why having proper cover is vital, especially for the first-time traveller.

It protects you from travel-related financial loss

With advances in technology and infrastructure, foreign travel is a great deal more affordable than in past years – however, it is still far from being cheap. Even if you get the best deal possible, little expenses can pile up, and the majority of the big expenses – such as airfare, hotel reservations, and any tours you may wish to take – will have to be paid in advance. There are also a lot of expenses before you leave that you may not originally take into account, such as vaccinations, new lightweight luggage, or paying for a house or pet sitter. Just as there are things you need to take care of before your adventure even begins, there are also a million things that go wrong even before then. Without single trip insurance, advance payments could be lost if you need to cancel your trip for any reason. A good single trip insurance policy protects you against financial losses related to cancelled trips, as well as in the event you need to cut the holiday short for any reason. Depending on your specific policy, it may also cover theft or loss of property, provide medical coverage in the event of illness or medical emergencies, and protect you against liability in case of accidents.

It helps you make the most of your holiday

In recent years, with the rise in both the air transport and travel industry, travel-related facilities and services have become more streamlined and modern. Travel is now faster, more comfortable, and infinitely safer. However, even when you’re extremely careful, no activity is ever 100% safe. Getting the most of your holiday means trying new things and experiences, and having a good policy can give you peace of mind and the freedom to cut loose and try new things, such as unfamiliar food and experiences. You will also rest easy knowing you are protected from financial loss and have access to medical treatment.

It prepares you for the unexpected

Even if you’re extremely conscientious, there’s just no way to plan for every eventuality, especially if it’s your first time-and that’s part of the fun of life in general! But having single trip insurance in place can help you deal with unexpected bumps and issues during your holiday, in ways you may not even imagine.